
1. Extra Time. Shop online. You’ll be amazed at how much time you can save. Don’t forget to look for the free shipping codes.
2. Pay less. Check the weekly sales flyers online for all the stores you plan to visit. Run price comparisons for any big ticket items before you buy. Price matching guarantees lure you into a false sense of security. Stores know most customers stop shopping once they’ve bought the item.
3. Less Debt. Make a budget and stick with it. It will be easier to open your mail in January and you’ll enjoy gift giving more knowing you didn’t borrow to buy.
4. Bonus Bucks. Some stores and restaurant offer bonus gifts cards valid only after the first of the year. These are a great value if you already patronize the business. Make sure the merchant will be around for a while though; gift cards aren’t much good if the business closes.
5. Self Respect. Do something nice for a stranger. Give a little extra to a charity. The Holidays are about giving. Give of yourself. It will come back tenfold.